Merchant Service for All Businesses
"Plastic fantastic" has taken over as peoples' primary payment method of choice, easily replacing both checks and cash. Merchant clients and customers know that Credit and debit cards are convenient, readily accessible, and require little to no effort on the part of the customer. They come with added protections against fraud or theft, and many of them offer additional bonuses, like frequent flier miles, cash back incentives and other programs, that encourage individuals to use them as much as possible. That is why it is simply imperative for high risk companies today to accept these transactions in order to maximize their success.
While it's true that a merchant account, which is required for processing, comes along with a good deal of fees and a percentage of each sale lost to the bank, it is also true that accepting credit cards increasing a businesses sales by at least three times. Think about it for a minute: when you can't make these transactions, customers who don't carry cash or checks (or who have exhausted their funds at the moment) are forced to come back at a later date to make their purchases. How many of them actually end up returning likely depends on how unique your products or services are and also upon how much of an inconvenience it was for them to visit your business in the first place. One thing that's for sure, though, is that customers like things to be smooth and easy.
Of course, the above assumptions presume that you are operating out of a brick and mortar store and dealing with your clients in person. If you are, instead, selling your wares online or through the mail, it is even more important that you have an account. Cash cannot be sent through the mail securely, and checks take such a very long time to clear that they are especially problematic when it comes to internet or mail order purchases. People don't want to wait forever for their goodies to arrive!
Since it is a fair conclusion that your business will need to accept credit cards in order to reach its highest potential, you are in the right place. Our service has extensive experience in the industry, working with both high and low risk in order to secure the best rates and the most flexible terms. In the past, we have set up restaurants, bars, grocery stores, retail operations, and similar low-risk, in person service providers. We have also found solutions for collection agencies, casinos, adult entertainment providers, MO/TO companies, and other high-risk, internet or phone processors. Our options are flexible and can be customized to suit your needs, whether you are seeking offshore processing, an online account or shopping cart system, or to rent or buy card swipe equipment for use in a store or at trade or craft shows.
Accepting credit cards and signing a contract agreement doesn't have to be a hassle. Our agents are friendly, helpful, and prepared to answer any and all questions you might have about their services, so you will end up with an account you can feel good about!